About Us
At Spectra Financial Home Mortgage, Inc. , we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. We will analyze your needs and find the best loan for your situation
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Refinance
We can help you lock in a long term fixed rate or refinance and get cash out
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Free Reports
We have Free Reports that offer valuable insight whether you are purchasing or refinancing.
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Credit Repair
Whether you want to qualify for a loan or make sure you are getting the best interest rates possible on your loans and credit cards check out our information on Credit Repair
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